You would rather the borrower do a work-out, but sometimes you cannot. I am a practical lawyer, here to help.
Result
Dynamic collaboration to accomplish what you need in Court or not. I choose only to stand for the right causes.
“Except the LORD build the house, they labour in vain that build it: except the LORD keep the city, the watchman waketh but in vain.” Psalm 127:1 (KJV)